Zeus Financial, LLC (“Zeus”) considers customer privacy a fundamental aspect of our relationships with our customers and we are committed to safeguarding the confidential information of our clients. Federal law requires us to tell you how we collect, share and protect your personal information. The policy of Zeus regarding personal information of current and former clients is as follows:
Information We Collect
In order to provide you with financial products and services, we collect information about you which may include non-public personal information. The personal information we collect includes:
Name, address, social security number, passport, driver’s license and other government issued identification numbers, account numbers, telephone numbers, and certain information about your personal assets, account transactions and balances, income, and net worth.
Zeus may collect this information from the following sources:
- Information you provide when you open an account and complete account applications and other forms so that you may do business with us
- When you tell us about your financial situation, tax status or other needs
- When you advise us to purchase or sell securities on your behalf
- We may collect your personal information from other companies such as a consumer reporting agency
Information We Share With Others
Zeus will not disclose your personal information to third parties, except under limited circumstances. Zeus shares your personal information as necessary to effect transactions in and/or conduct business for your account with us. Specifically, we share your information as follows:
- With our registered representatives as needed to open, service and maintain your account with us.
- With unaffiliated parties such as banks and broker-dealers in order to execute your instructions.
- With unaffiliated third-party vendors in order to create and maintain records of your account, such as when we provide information about your account to third party vendors to create an account statement or to conduct other services related to your account. These vendors are required to maintain confidentiality and security of information we share with them and may not use the information for any other purpose.
- Reporting to consumer information bureaus.
- As required by law. For example, we may be required to respond to a subpoena, or government agency or regulatory request.
Zeus does not disclose your personal information for marketing or joint marketing purposes. If this changes, Zeus will notify you prior to sharing any of your personal information for these purposes. Whenever possible, we will offer you the opportunity to limit sharing of your personal information.
Affiliates: Companies related by common ownership. Our affiliates include non-financial companies such as: Orchid Bay Financial, LLC.
Nonaffiliates: Companies not related to one another through common ownership or control. These can be financial or non-financial companies.
Joint Marketing: An agreement that has been formalized between nonaffiliated financial companies that work together to market financial products and/or services to you.
Your Ability to Limit Sharing
Federal law gives you the right to limit some forms of sharing. Those are:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates or non-affiliates from using your information to market to you.
- State laws and individual companies may give you additional rights to limit sharing. Check your state for more information on your rights under state laws.
Note that if you are a new Zeus customer, we can begin sharing your information 30 days after the date we provide this notice to you. When you are no longer our customer, we can continue to share your information as indicated in this notice. You may contact us at any time to limit our sharing of this information.
¨ If you desire to limit this sharing, simply check the box to the left, include your name and address below, and mail a copy of this form to Zeus Financial, LLC, 5002 T-Rex Ave., Suite 235, Boca Raton, FL 33431 or contact the Zeus main office at (561) 708-0700.
Client Name Address
Securing Your Information
Zeus has physical, electronic and procedural safeguards in place to protect the confidentiality of your information. We use various security measures that comply with federal laws and the requirements of our regulators. These measures include the use of physical barriers such as secured files, buildings and offices, as well as electronic means such as firewalls, encryption, and access controls. We also utilize confidentiality agreements, secure disposal protocols, and conduct periodic training for all employees.
Message on Electronic Communications
The use of electronic communications to send us information may not be secure. If you wish to send us information containing non-public personal information such as your social security number, date of birth or account number, consider sending it via facsimile, mail or overnight courier, or simply contact us by telephone.
Other Important Information
To the extent that individual states have more restrictive laws, Zeus complies with those requirements. For example, for accounts registered in California, we automatically assume that you do not want your personal information disclosed to nonaffiliated third parties, except as permitted by California law.
Questions about this Notice
If you have questions about this notice, please contact Zeus’ Compliance Officer at (561) 708-0700.
Electronic communications sent to or from Zeus Financial, LLC are subject to the following terms and conditions.
Zeus Financial, LLC reserves the right to monitor and review the content of all messages sent to or from Zeus Financial, LLC e-mail addresses. Messages sent to or from a Zeus Financial, LLC e-mail address may be stored on the Zeus Financial, LLC e-mail system. Zeus Financial, LLC does not endorse any website that may be linked to the Firm’s electronic communications. Further, Zeus Financial, LLC does not warrant or endorse any of the policies, activities, products or services offered on such linked website or by any advertiser on such website.
Business Continuity Plan
Zeus has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions are unpredictable, we will maintain flexibility in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.
Contacting Us – If after a significant business disruption, you are unable to contact us via your normal business channels or by phone at (561) 708-0700, you may visit our website at www.zeusbd.com.
Our Business Continuity Plan – We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.
Our business continuity plan addresses: data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact; regulatory reporting; and assuring our customers prompt access to their funds and securities if we are unable to continue our business.
Our clearing firm partner, Pershing, backs up our important records in a geographically separate area. If you cannot access us through any other means, you should contact our clearing firm, Pershing, LLC at (201) 413-3635 for recorded instructions on how to process limited trade-related transactions, cash disbursements, and security transfers.
Varying Disruptions – Significant business disruptions can vary in their scope, such as only our firm, a single building housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within 6-12 hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area and recover and resume business within 24 hours. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.
For more information – If you have questions about our business continuity planning, you can contact us at (561) 708-0700.
Marketing and Solicitations
Zeus Financial, LLC markets only to broker-dealers, banks, advisory firms and other institutional investors. Material and any attachment or hyperlink in an electronic communication is not to be distributed to individual “retail” investors. Nothing contained therein is to be considered a solicitation to any retail investor, research material, an investment recommendation or advice of any kind. Individual investors should consult with their financial and tax advisors before making any purchase and should review the relevant offering documents for information on risk and suitability considerations related to specific securities.
Zeus Financial, LLC may have included certain representations, projections and comparisons concerning particular investment products. Such representations, projections and comparisons reflect the opinions of Zeus Financial, LLC and may not be accurate either now or at a future date. Consequently, you should not rely on such representations, projections, comparisons or other opinions of Zeus Financial, LLC in purchasing an investment product or making a recommendation to a customer. Current and future economic and other market events concerning an investment product or an issuer thereof may cause the information provided herein to be incorrect. Past performance is not indicative of future results and should never be relied upon in making an investment decision or recommendation.
Receipt of Orders
Zeus Financial, LLC does not accept time sensitive, action-oriented messages or transaction orders, including orders to purchase or sell securities via electronic communication. An order sent to Zeus Financial, LLC by email or instant message is not deemed to be received by Zeus Financial, LLC until a Zeus Financial, LLC representative verifies the order details with a phone call to the client or acknowledges receipt of the order via email or instant message to the client. Zeus Financial, LLC does not accept client orders sent via fax or voicemail systems. Additionally, any pricing information contained within electronic mail may be for informational purposes only, may be subject to prior purchase or sale and to subsequent change in price, and may not reflect a current bona fide quotation. Please contact a Zeus Financial, LLC Representative for current market quotations and pricing information.
Reproduction and Redistribution
Electronic communications sent from Zeus Financial, LLC are intended only for the addressee. Please notify the sender by e-mail if you are not the intended recipient. If you are not the intended recipient, you may not copy, disclose, forward or distribute this message or its contents to any other person and any such actions may be unlawful. Zeus Financial, LLC does not warrant the accuracy or completeness of any information contained herein and the information contained herein may be subject to change without notice.
Complex Product Risks and Disclosures
Any financial product sold prior to maturity may be worth more or less than the original amount invested. Depending upon the specific product offering, investment risks include, but are not limited to, interest rate risk, credit risk, call risk and liquidity risk. Additionally, unless otherwise specified in the respective offering documentation, the product(s) discussed herein are not FDIC insured, may lose value, and are not bank guaranteed. Zeus Financial, LLC does not offer or sell investment products to individual investors. Investors should carefully review and understand the offering documents and consult with their financial and tax advisors prior to investing in any financial product(s).
To the extent this communication contains information pertaining to complex investment products, such products contain unique risks, terms, conditions and fees specific to each offering, and the overall performance of the product is dependent upon the performance of an underlying derivative financial instrument, formula or strategy. Return of principal is not guaranteed and is subject to credit risk of the issuer. Investments in complex products are subject to the risks of the underlying asset classes to which the product is linked, which include, but is not limited to, market risk, liquidity risk, call risk, income risk as well as other risks associated foreign, developing or emerging markets, such as currency, political and economic risks. Depending upon the particular complex product, participation in any underlying or linked product is subject to certain caps and restrictions. Any investment product with leverage associated may work for or against the investor. Investors should refer to the respective offering documents for specific details of product features before investing. Market-Linked Certificates of Deposit (“MLCD”) are subject to credit risk of the issuer above FDIC insurance limits. Investors that sell complex products or MLCD’s prior to maturity are subject to the risk of loss of principal, as there may not be an active secondary market. You should not purchase a complex investment product or make an investment recommendation to a customer until you have read the specific offering documentation and understand the specific investment terms and risks of such investment.
Securities and Exempted Securities
Certain of the offerings listed herein may be registered with the U.S. Securities and Exchange Commission (“SEC”). With respect to such offerings, the issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which the communication relates. Before you invest, you should read the prospectus that forms part of that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer, this offering and the risks associated with an investment in the offered securities. You may obtain these documents for free by visiting the websites below.
FHLMC: http://www.freddiemac.com/debt/ (debt securities)
FHLMC: http://www.freddiemac.com/mbs/ (mortgage backed)
FNMA: http://www.fanniemae.com/markets/debt/ (debt securities)
FNMA: http://www.fanniemae.com/mbs/ (mortgage backed)
Pursuant to Rules 172 and 173 promulgated by the Securities and Exchange Commission (“SEC”) under the Securities Act of 1933, as amended, Zeus Financial, LLC may be exempt from the requirement to deliver a hard copy of the final prospectus to purchasers in certain registered public offerings of securities (“access equals delivery exemption”). These SEC rules permit underwriters and dealers to fulfill their prospectus delivery requirements through an “access equals delivery” system whereby the customer will be deemed to have received delivery of the final prospectus by virtue of notification of its availability on the SEC’s EDGAR website, when an issue is made pursuant to a registration statement or prospectus.
Prospectuses are prepared and filed with the SEC by the respective issuer. Accordingly, Zeus Financial, LLC makes no warranty or representation that the information contained therein is accurate or complete. Please note that prospectuses may only be valid during the required delivery period and may not reflect current information regarding the securities offered or the issuer.
The information contained herein does not constitute an offer to sell or a solicitation of an offer to buy securities. Investment products described herein may not be offered for sale in any state or jurisdiction in which such an offer, solicitation or sale would be unlawful or prohibited by the specific offering documentation.
Municipal Securities Disclosure
If this message is received by a Municipal Securities Issuer you are hereby notified that Zeus Financial, LLC is not your financial advisor (FA). Further, Zeus Financial, LLC is not acting as a municipal advisor and the opinions or views contained herein are not intended to be, and do not constitute, advice, including within the meaning of Section 15B of the Securities Exchange Act of 1934.
Zeus Financial, LLC is registered with the United States Securities and Exchange Commission (SEC) (sec.gov) and the Municipal Securities Rulemaking Board (msrb.org). As a client, you should be aware of an investor brochure that is posted on the website of the Municipal Securities Rulemaking Board that describes the protections that may be provided by the Municipal Securities Rulemaking Board and how to file a complaint with an appropriate regulatory authority. You can find this brochure here:http://msrb.org/~/media/Files/Resources/MSRB-Investor-Brochure.ashx?la=en
Conflicts of Interest Disclosure
Zeus Financial, LLC is a financial services firm that regularly seeks investment banking assignments and compensation from securities issuers for services including, but not limited to, acting as an underwriter, manager, co-manager or syndicate member in a securities offering. Readers of marketing materials, research reports or market commentaries produced by Zeus Financial, LLC should assume that Zeus Financial, LLC or one of its affiliates is seeking or will seek investment banking and/or other business relationships with any issuer or issuers mentioned in such materials. The author of this material may be a member of The Capital Markets Department (i.e., Investment Banking) of Zeus Financial, LLC (“Zeus Financial, LLC”), and is not a Research Analyst. Any opinions expressed herein may differ from opinions expressed by other departments of Zeus Financial, LLC, including our Equity or Fixed Income Research Departments. This material may include discussions of securities or financial products that Zeus Financial, LLC, may have positions, long or short, held proprietarily or in trust. Zeus Financial, LLC may execute transactions which may not be consistent with any discussion or conclusion contained herein. Zeus Financial, LLC may also have received compensation for preforming investment banking services or be (or has previously been) engaged in soliciting or preforming other services for the issuer(s) of the securities discussed herein. Further, Zeus Financial, LLC may have received compensation as a manager or co-manager in a public offering for the issuer(s) mentioned herein. The information and data contained herein is subject to change without notice. Additionally, the content of this material was obtained from sources believed to be reliable, but Zeus Financial, LLC does not warrant the accuracy or completeness of any information contained herein and provides no assurance that this information is, in fact, accurate. The information contained herein is for illustrative purposes only and may not represent specific securities available at any given time. This material should not be considered, construed or followed as investment advice, an investment recommendation or research material. Zeus Financial, LLC does not provide financial planning, legal or tax advice. Past performance is not indicative of future results.
Not a Fiduciary
To the extent this communication is provided to an individual investor or an account subject to the Employee Retirement Income Security Act of 1974 or Section 4975 of the Internal Revenue Code, the information contained herein is provided solely on the basis that it will not constitute investment advice and will not form a primary basis for any person’s or plan’s investment decisions, and nothing in this communication (or linked hereto) will result in Zeus Financial, LLC becoming a fiduciary or advisor with respect to any person or plan. To the extent this material is provided to any other recipient, this material is provided solely on the basis that the recipient has the capability to independently evaluate investment risk, features, terms and conditions, and is exercising independent judgment in evaluating investment decisions in that its investment decisions will be based on its own independent assessment of the opportunities and risks presented by a potential investment and corresponding investment considerations.
Oral Authorization and Voice Recording
Zeus Financial, LLC will not be held liable in acting upon oral instructions given to us concerning your accounts, provided such instructions reasonably appear to be genuine. Certain telephone conversations regarding transactions with Zeus Financial, LLC may be recorded for verification and record keeping purposes.
Online and Electronic Systems
If you or any of your employees or agents access or use any internet site or on-line or other electronic system operated for or by us/or any account access, trading, order entry or other services, systems, capabilities or market or other data or content available through any of the foregoing (each, an “Electronic Service”), you acknowledge and agree that such Electronic Service is being made available to you or such other person without any warranty whatsoever, either express or implied, and you agree that any such access or use will be solely at your own risk, and neither we nor any vendor or source will have any liability whatsoever relating to or arising out of any such access or use or any/inaccuracies.
All complaints should be made by contacting Compliance@zeusbd.com or by writing to Zeus Financial, LLC’s Compliance Department, Attention: Chief Compliance Officer, Zeus Financial, LLC, 5002 T-Rex Avenue, Suite 235, Boca Raton, FL 33431; or by calling the Zeus Financial, LLC Compliance Department at (561) 708-0700. Please describe the complaint in detail.
FINRA Public Disclosure Information & FINRA BrokerCheck
The Board of Governors of FINRA, Inc. has adopted a public disclosure policy that provides certain types of disciplinary information on FINRA Member Firms and their Associated Persons in response to written inquiries via FINRA’s Regulation’s web site address (www.finra.org) or telephone inquiries via FINRA Regulation’s toll-free telephone Design listing (1-800-289-9999). Additionally, you may check the background of your investment professional by looking up a brokerage firm or broker in FINRA BrokerCheck. For questions regarding BrokerCheck, FINRA provides a toll-free hotline at (800) 289-9999, which is available Monday through Friday from 8:00AM until 8:00PM Eastern time. BrokerCheck may be found on the FINRA website at http://www.FINRA.org under the heading “Investors”.
Important Information about Procedures for Opening a New Account
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